Our Services
Clarifying Your Retirement
We believe financial independence is not a privilege,
but the right of every client. The Financial Insight Center utilizes
The Retirement ClarifierTM,
our proprietary retirement planning process, to create a dynamic
plan that is strong enough to support personal goals, but
flexible enough to adjust to changing conditions. This financial
modeling tool is designed to
find the balance between maximizing
your standard of living and outliving your resources in retirement.
Through the utilization of "what if" scenarios, we can help you clearly see the possibilities of accomplishing your life's dreams.
Since the average retirement age has been decreasing, while the average lifespan continues to increase, retirement modeling is a critical component of any long-term plan. It’s essential to examine income, expenses, current and future assets, future health expenses; and inflation and taxes to determine if you’ll have adequate resources for yourself, as well as whether you can provide inheritances or gifts to your family without jeopardizing your financial independence.
Our proprietary process becomes the cornerstone of our planning for our client’s retirement. Confused about your retirement? Let us help you gain clarity and the peace of mind that surely comes with it.
Risk Management
As experts in multiple disciplines, the professionals at Financial Insight Center will help you understand the risks you face in multiple areas. These include life and disability insurance needs as well as the need for long term care insurance.
Our goal is to assist you in determining your real risks and the amount of insurance coverage required to sufficiently manage those risks. When necessary, we can also help you find cost- effective solutions that meet your needs. Being independent of single company affiliations allows us to go to the market on your behalf… not ours.
Tax Planning
Tax planning is an essential component of competent wealth management. Proper advice and skilled planning can transform tax return filings from mere historical accountings to roadmaps for cost savings and wealth creation. The Financial Insight Center utilizes The Strategic Tax AnalysisTM, our proprietary tool, to uncover these opportunities.
We can work with your existing accountant or recommend one to ensure that your entire advisory team is executing an efficient tax plan on your behalf. Some of our greatest advocates are our clients’ attorneys and Certified Public Accountants (CPAs), because we work so well within a team model. While it’s gratifying to gain referrals through these collaborative relationships, the true beneficiary is you, our client.
Estate Planning
The Financial Insight Center's priority is to ensure that our clients' wishes are reflected in their estate plans. Our process provides an important overview of your assets and how they will potentially be dispursed during an estate settlement. In addition, our professionals can assist you in finding an estate planning attorney to help establish the pertinent documents for your situation.
We will work with your attorney to assist you in selecting beneficiary designations on your retirement plans and insurance policies. This is a critical step in your estate plan to help you effectively distribute your estate assets.
Investment Portfolio Management
Our proprietary process, The Portfolio ClarifierTM has contributed significantly to securing our client's financial goals. Our approach has evolved from the collective experience of our Investment Committee, comprised of the firm’s principals.
What’s important to you?
- Long-term growth
- Maximizing after-tax returns
- Stability in a volatile market
- Short-term liquidity
- All of the above
If there is one thing that the last few years have shown us, it is that markets are unpredictable. Guiding your portfolio through turbulent times requires experience, patience and vigilant management. We are committed to helping you meet your investment goals through sound advice and diligent oversight of your investment portfolio, customized to meet your individual goals and structured around your risk tolerance. That is why our advice is client-centered and client-specific.
We focus on understanding you, your unique goals and where each fits into your life. From clarifying your life goals to linking them to individual, customized investment strategies. Our process allows us to measure your progress, not against arbitrary industry benchmarks, but against the very goals we are working to achieve.